Francisco J. Rivera 

Mr. Francisco J. Rivera has served as a financial consultant for more than 20 years, working with the preparation and implementation of sophisticated financial strategies and solutions for individual clients and business owners.  

Mr. Rivera holds a Bachelor’s Degree in Accounting and Finance from the University of Puerto Rico, Magna Cum Laude, and is a Puerto Rico resident.

Robert J. Ambrosi

Mr. Robert Ambrosi has over 40 years of experience in the acquisition, development and management of real estate projects internationally.  His firm ARCTRUST Properties Inc. specializes in the acquisition and development of net leases and real estate properties throughout the United States. 

He has a Master’s Degree in Finance from Rutgers University, a Senior Certificate in Real Estate from New York University, and a Bachelor’s degree in Engineering from the New Jersey Institute of Technology.

Amb. Hans Hertell 

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Ambassador Hertell has over 30 years of experience in government, public affairs, business, and banking. In 2001, he was sworn in as the United States Ambassador to the Dominican Republic.

He is an attorney and co-founder of his former firm Goldman, Atonetti, Ferraiouli, Axtmayer, and Hertell, a full-service law firm in Puerto Rico.

Ambassador Hertell received a Juris Doctor from the University of Puerto Rico and a Bachelor’s degree in Arts from Fordham University.

Jairo A. Estrada

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Mr. Jairo Estrada is a former member of the Board of Directors and of the Executive Committee of Chase Manhattan Bank.  He was also a Senior Consultant with KPMG in Albany, New York, the Caribbean Islands, and South America. He is a resident of Puerto Rico and has been a featured speaker on entrepreneurship and management of privately held companies at several institutions, including the Aspen Institute in Baltimore, Maryland and the U.S. Military Academy at West Point, New York.

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Mr. Estrada has a Master's Degree in Organizational Behavior, a Bachelor's Degree in Economics, and a Bachelor's Degree in Business Administration, from SUNY at Buffalo.

Gary S. Baumann 

Mr. Gary Baumann is an attorney admitted to practice law in New York and New Jersey and has served the real estate investment and development industries for 20 years.  Mr. Baumann has guided real estate investors with individual undertakings ranging from $3 million to $300 million through risk examination, project delivery counseling, debt and equity structuring, document drafting and negotiation, claim analysis, and dispute resolution. 

He earned his Juris Doctor Degree from Rutgers University School of Law-Newark and holds a Bachelor’s Degree in Finance from Kean University, Magna Cum Laude.

Roberto Martinez

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Mr. Roberto Martinez is an executive at Universal Group.